The healthcare system and health insurance in Portugal is one of the many benefits citizens and legal residents can enjoy. This section provides a complete overview of the healthcare system, whether that is public or private medical care.
You can take out private health insurance in Portugal if you wish to, especially when considering the long waiting times in the public healthcare system for elective procedures and appointments.
Health Insurance offers comprehensive coverage and healthcare for individuals and families living abroad for a year or longer. Coverage should include in-patient, out-patient, wellness, evacuation, dental, vision, and select other benefits. You get to choose the hospital or doctor of your choice. Additionally, with medical insurance, you can also choose a private hospital over a public facility to receive faster, and often higher quality, care.
The prices depends of the age but are around $100 and $221 per month maximum. Depend what are included in the health insurance package.
Life insurance is protection against the risks of death or disability. It ensures that your dependents are catered for in the event that you are no longer able to provide for them.
Although life insurance is not compulsory in Portugal, there are a number of providers in the country and many expats take out coverage. There are different policy types, including:
Here are some other good reasons why people consider purchasing term life insurance:
Home insurance is mandatory in Portugal if you are taking out a mortgage. It is not obligatory for rented accommodation. However, landlords will be obliged to take out at least minimum level of insurance on the property and may well factor this into rental costs.
There are two types of building insurance on homes in Portugal:
You can also include contents insurance with many home insurance policies to protect your possessions as well as the property.
Costs for home insurance in Portugal will depend on factors such as property value, level of coverage and risks associated with the property.